Terms of Service

Last updated: April 30, 2026

By using the calculator tools available at howtocalculatemymortgage.com ("Tools"), you agree to these Terms of Service. If you do not agree, please do not use the Tools.

Informational Purposes Only

All calculations, estimates, and results provided by the Tools are for informational purposes only. Results are estimates and should not be relied upon as financial, tax, legal, investment, mortgage, or professional advice of any kind.

Always consult a qualified licensed professional (accountant, financial advisor, attorney, mortgage broker, etc.) before making financial decisions.

No Warranty

The Tools are provided "as is" without warranty of any kind, express or implied. HowToCalculateMyMortgage makes no representations or warranties about the accuracy, completeness, reliability, or suitability of the calculation results for any purpose.

Tax laws, interest rates, and other financial parameters change frequently. Calculations may not reflect the most current rules or rates in your jurisdiction.

Limitation of Liability

HowToCalculateMyMortgage shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of or reliance on the Tools or their results.

Intellectual Property

The Tools, including all design, code, and content, are the property of HowToCalculateMyMortgage and are protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without written permission.

Acceptable Use

You agree not to use the Tools for any unlawful purpose, to scrape or copy tool content at scale, or to attempt to compromise the security or availability of the Tools.

Changes to These Terms

We may update these Terms at any time. Continued use of the Tools after changes constitutes acceptance of the revised Terms.

Governing Law

These Terms are governed by the laws of the United States.

Contact

Questions? Email circuitscrolls@gmail.com.